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Server Time: 12/3/2008 11:51:24 AM PACIFIC |
 Health Insurance of a Pro, Steven Sherlacher, 17. Jun 2003 08:22 | ||
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| For those pros out there that read this forum, what do you guys do for health insurance? | ||
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| Re: Health Insurance of a Pro, stdioh, 17. Jun 2003 10:30 | ||
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| I live in Canada where you get full health care even if you're a bum on the street. Of course getting glasses and not having all the teeth fall out of my head is a completely different matter and my day job doesn't have benefits for that. Results? I don't go to the dentist too often. But I'm sure that in the States there are plans that you can buy into if you don't have a day job or have a job that doesn't provide benefits. The name Blue Cross / Blue Sheild rings a bell. | ||
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| Re: Health Insurance of a Pro, JasonHoldEm, 17. Jun 2003 13:17 | ||
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| on 17. Jun 2003 10:30 stdioh wrote: > have a day job or have a job that doesn't provide benefits. The name Blue Cross / > Blue Sheild rings a bell. Expect to pay ALOT for private health insurance. I'm a recent college grad who hasn't yet found a full-time job (i.e. where benefits would be privided). I actually haven't had health insurance for 3 years now (since I turned 22 and was no longer eligible for my parent's plan). I looked into private healthcare, but the premiums were ridiculous (I think upwards of $150-200 a month). I am a smoker, so take that into consideration, but as for private healthcare it's unlikely you will find anything affordable without going through your employer. Peace, Jason | ||
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| Re: Health Insurance of a Pro, MozMan, 17. Jun 2003 13:25 | ||
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| Honestly man, that's not much different thatn you from a company any more. I pay $80 pe rpay persiod (that's $160/month) for family coverage with Cigna through my employer... and that's AFTER the $125/month my employer puts in. Expect to pay that much and more no matter how ya do it. -Moz "Great. I've got a trig midterm tomorrow, and I'm being chased by Guido, The Killer Pimp." | ||
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| Re: Health Insurance of a Pro, JasonHoldEm, 17. Jun 2003 16:03 | ||
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| Ouch... The main reason I didn't pay for the private health insurance is because I was only working part-time...now that I've graduated I expect to get a "real" job in the next couple months, hopefully I will find something affordable. thanks, J | ||
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| Re: Health Insurance of a Pro, shorn, 18. Jun 2003 06:37 | ||
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| Wow...I only pay $40 a paycheck for me and my spouse and we have supplemental insurance that covers everything else that my employer provides. Guess I am luckier than I thought... | ||
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| Re: Health Insurance of a Pro, stdioh, 18. Jun 2003 09:14 | ||
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| $200 a month is nothing dude. I pay about $20,000 a year in federal income tax (Canada is that close to communism) and over 1/3 of that goes to healthcare - so really I'm playing over $500 a month for health coverage that I don't use. And I still have to pay $3 per pill for my damned nexium. | ||
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| Re: Health Insurance of a Pro, 4 POKER, 17. Jun 2003 14:24 | ||
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| on 17. Jun 2003 08:22 Steven Sherlacher wrote: > For those pros out there that read this forum, what do you guys do for health > insurance? If you're smart, You pay for it! And yes, it is expensive but you just suck it up and consider it to be just one more bill that needs to be paid because health insurance is very important. Man...Canada has it made. Free health insurance? That's not fair (LOL). (Actually, I was aware of that one, my friend lives in Ontario). | ||
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| Re: Health Insurance of a Pro, chasepoker, 17. Jun 2003 16:07 | ||
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| Try England free Health care and if you are off work for more than 5 days you get SSP where the government gives you money whilst you are sick ! > Man...Canada has it made. Free health insurance? That's not fair (LOL). (Actually, I > was aware of that one, my friend lives in Ontario). small, medium or large ? Chasepoker | ||
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| Re: Health Insurance of a Pro, 4 POKER, 17. Jun 2003 16:11 | ||
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| I think the U.S. better get crackin' on this one. maybe I'll brush up on my pot limit a bit and meet you over in England, Chase! 4P- | ||
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| Re: Health Insurance of a Pro, mdf, 17. Jun 2003 20:51 | ||
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| This question comes up frequently in my work. You can check with your state and see if they have a group plan you can get into on a sliding fee scale basis. Sometimes there are waiting period for these plans, such as you must have been uninsured for six months. Both Blue Cross/Blue Shield and Fortis offer 80/20 plans that seem reasonable to me, however it most likely depends on your age and current health. Another thought is to find a part-time employer who offers benefits to their part-time employees, two such companies are UPS (United Postal Service) and Home Depot. | ||
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| Re: Health Insurance of a Pro, chasepoker, 18. Jun 2003 06:02 | ||
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| You have about 3 months then i am out of here and heading for Asia for a while ! Chasepoker | ||
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| Re: Health Insurance of a Pro, shorn, 18. Jun 2003 06:41 | ||
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| Guys, you DO NOT want free healthcare in the States. No one has mentioned that the helathcare isn't really "free"...it is that the tax rates are ungodly. This would be the first step toward a socialist society. No thanks...tried that in other countries and it didn't work. Frankly, the current bill in Congress that is adding on a Medicare drug benefit is also a step in the wrong direction. ANY bill that expands government and their control over what goes on is bad news. Just my 2 conservative cents worth... | ||
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| Re: Health Insurance of a Pro, chasepoker, 18. Jun 2003 07:31 | ||
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| I seem to remember that when i did an essay on US Heatchcare whilst at University i pointed to the fact that 10% of all americans did not have any healthcare and that some really high figure ( i believe as high as 50,000) people die each year in the US due to lack of adaquate health care. Paying for health care is good if you can afford it, but i guess wealth disparity is one of the major reasons for amercian prosperity and is a double edged sword. But anyway yeah raising out of the blind with AKs is a good idea. Yours not quite poker Chasepoker | ||
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| Re: Health Insurance of a Pro, shorn, 18. Jun 2003 08:17 | ||
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| OK, if you are going to provide free healthcare, why not free cars or free clothing for everyone? Where do you draw the line? Sorry, but the land of opportunity is just that and there are plenty of examples of prople who have "dug themselves" out of bad starting opportunities to "make it" in this country. Making it more worth someone's while to not work is an economic disincentive any way you look at it. NO good can come from it... BTW, I agree raising with Aks is the way to go so we do agree on something... :) | ||
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| Re: Health Insurance of a Pro, MozMan, 18. Jun 2003 08:40 | ||
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| This has really turned into a 'Not Quite Poker' thread. Having said that, one note: most non-US Americans rarely understand the basis upon which our country is founded: rugged individualism and capitalism. Government control over anything goes directly against that. We allow our government to have certain rights very selectively, and should be willing to take those rights away from the government swiftly if necessary. This does not work in other counties, as these ideals are simply not part of their cultures. Let's not forget, something does work about out inherently flawed system of government; and the proof is that our government is currently the oldest existing governement in the world without fundamental change. I've copied and posted this in the NQP forum as well, so we can pick it up there if anyone wants to continue. -Moz "Great. I've got a trig midterm tomorrow, and I'm being chased by Guido, The Killer Pimp." | ||
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| Re: Health Insurance of a Pro, stdioh, 18. Jun 2003 09:23 | ||
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| How is that? The same governmental system has been in power in Iceland since the 10th century AD...it was the world's first parliament, if I'm not mistaken. The US has gone through many iterations of government including a large period of internecine war - not to mention in 1814 when Canada conquered a sizeable chunk of the Eastern US (including all of Illinois, for example) and burned your capital to the ground. How is that continuous government? Of course the US president of the time was born in Quebec (and lied about that to get into office) so I can see how it came about. Not seriously ragging on you Americans though...just a friendly jab :) | ||
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| Re: Health Insurance of a Pro, MozMan, 18. Jun 2003 10:11 | ||
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| hmm... honestly, I know very little about Iceland, except that it is filled with wonderful people who showed many stranded people from around the world (many of whom were Americans and Canadians) tremendous hospitality in the days following 9/11. I did find this in Encarta online: "Iceland is governed under a constitution that became effective when the country achieved full independence in 1944. Iceland has no armed forces of its own except for 120 coast guard personnel, but is a member of the North Atlantic Treaty Organization. In 1997 some 1,520 United States military personnel were stationed at Keflavík air base." If this is true, then it means that it has only been 59 years since there was fundamental change to the Icelandic government. Scanning the article, it looks like Iceland was actually under the monarchy in Denmark until WWII, when the Germans seized Denmark... it is only a scan, though, so I could have misinterpreted something. -Moz "Great. I've got a trig midterm tomorrow, and I'm being chased by Guido, The Killer Pimp." | ||
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| Re: Health Insurance of a Pro, stdioh, 18. Jun 2003 12:16 | ||
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| Hmmm...depends then on your definition of a continuous government. The constitution of the United States has been altered many times, as has the leadership. And many countries have existed for a longer time without being conquered or facing a revolution. It seems like the original claim is something that some American dreamed up by taking a very very specific list of criteria as to what would be a continuous government, taylored with the intent of making America the longest. | ||
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| Re: Health Insurance of a Pro, MozMan, 18. Jun 2003 12:39 | ||
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| Well, that may be debateable. I'm basing my claim on fundamental change in the government. The U.S. has not had fundamental change in the government since it's inception, over 200 years ago. It has had growing pains, and even a large editing session on the Constitution, but is still essentially the same government it was at inception; even the Constitutional Congress only adjusted language, but did not change the powers and rights given to the government by the people. By definition, leadership changes do not fundamentally change the government here, because they are accounted for in the way the government exists. Our leadership does not have the power to change the overall role of the goverment in significant ways (i.e., from a representative republic to a military dictatorship) whereas, in the classic example of a monarchy, each monarch has the ultimate power to change the country's government in vast ways, the typical result being a tyrrany. Also, please remember, when I claim longest existing government, I am not including past governments no longer in existance. There have been benevolent monarchies that existed for multitudes of generations without fundamental change. In addition, there are currently many other governments working is very similar ways... they just didn't start until after we did. That doesn't diminish them, only makes them younger. -Moz "Does Barry Manilow know you raided his wardrobe closet?" | ||
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| Re: Health Insurance of a Pro, stdioh, 19. Jun 2003 09:39 | ||
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| So then what do you say to small nations with a monachy that has been around longer than the US has existed? Nations like Tonga. For that matter, what about Great Britain herslf? To get technical, Britain is still a monarchy and all that has changed since William the Conqueror are small documentations in terms of the Magna Carta getting reworked every once in a while. The fact remains that the Magna Carta is still in force in Britain and is that only form of "constitution" that Britain legally has. | ||
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| Re: Health Insurance of a Pro, shorn, 18. Jun 2003 12:43 | ||
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| "I am the eyes and ears of this institution." | ||
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| Re: Health Insurance of a Pro, stdioh, 18. Jun 2003 09:19 | ||
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| No kidding. Here, there are waiting lists for everything. You need a kidney? Great. Stand in line for 2 years and if you don't die in that time you can have one. Oh, it's "free" in that we make everybody pay for it and those who make more money pay more. It's shizznat though. Good doctors and bad doctors get the same pay, so the good ones move to the States where they can make more money. Good nurses and bad nurses make the same pay so the nurses educated in Canada get great jobs in the states and then we import nurses from the third world because we don't have enough. Due to unionism, hospital janitors make about 50 cents per hour less than nurses. Nice, eh? Universal healthcare is one of the worst things a country can do. | ||
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| Re: Health Insurance of a Pro, stdioh, 18. Jun 2003 09:16 | ||
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| It ain't free when your taxes pay for it. Now if I were a 100% poker pro, then I wouldn't mind, since there is no tax on gambling winnings in Canada, but working a day job sucks. Like I said in a previous response, health care is costing me about $500 a month in terms of my being taxes about $20,000 per year and having 1/3 of that go to health care. | ||
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